Ready Set Repay

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  • I'm in school
  • I just withdrew or graduated
  • I'm repaying my loan
  • I'm behind on my payments
  • I'm in default

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  • What's the best way to pay?
  • Do I need to complete the FAFSA?
  • What are my loan options?
  • What are my responsibilities?
  • How do I borrow smart from the start?
  • How much is my future loan payment?
  • I need help managing my money.




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:: What Are My Responsibilities? ::

If you take out a student loan to pay for your school expenses, it's your responsibility to:

  • Notify your school's financial aid office immediately if you:
    • Reduce your enrollment status to less than half-time, withdraw or fail to re-enroll at the end of a term.
    • Change your local or permanent address during enrollment.
  • Complete exit counseling before you graduate or drop below half-time enrollment.
  • Make on-time, monthly loan payments.
  • Repay the total amount of your loan, including accrued interest, even if you don’t complete your education, don’t find a job in your field or you’re dissatisfied with your education.
  • Notify your loan servicer if any of the following events occur before your loan is repaid:
    • Change in your address or phone number
    • Change in your name or Social Security number
    • Change in your employer, or your employer's address or phone number
    • Drop to below half-time enrollment, withdraw from school or stop attending class
    • Transfer to another school
    • Graduate or change your expected date of graduation





OCAP Oklahoma College Assistance Program

Ready Set Repay is an initiative of the Oklahoma College Assistance Program, an operating division of the Oklahoma State Regents for Higher Education

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